CDBG Home Rehabilitation Loan Program (CDBG, HOME, PIP)
The Programs are funded through the U.S. department of HUD's CDBG program. Work is performed by qualified, licensed and insured contractors. The homeowners must agree to sign a Mortgage and Promissory note, which is filed against the property to secure the loan. There is no interest charged and no payments are made during the life of the deferred loan, unless the homeowner moves or there is a change in the ownership of the property.
To apply to the Home Rehabilitation Program, click here.
View a PDF document outlining the procedure for Mortgage Discharge Requests.
HOME provides formula grants to States and localities that communities use - often in partnership with local nonprofit groups - to fund a wide range of activities that build, buy, and rehabilitate affordable housing or provide direct rental assistance to low-income people.
PIP is a state program that helps residents with repairs in their home. Different from the HOME or CDBG Home Rehab program, PIP allows year-period payment plans.